Insurance and protection in Surrey

Here at The Mortgage Range, in addition to our wide range of mortgage services, we also provide insurance and
protection products to customers across Surrey and South West London.

We can provide:

  • Mortgage advice
  • Income protection insurance
  • Buy-to-Let
  • Home visits
  • Insurance services

Life insurance mortgage protection

If you live in a property with your partner or your children, then you may wish to ensure that any mortgage you have is repaid in the event of premature death. In particular, if you have small children, then the money will help provide for them perhaps by allowing the surviving partner to stay at home or go to work.

Critical illness cover

This is a policy that would potentially payout on the diagnosis of a specified critical illness. Examples of critical illnesses are cancer, stroke, and heart attack. It may well be that on the diagnosis you’re unable to work again yet have a relatively large mortgage; a critical illness cover would potentially pay off the mortgage.

Buildings and contents insurance

Ensuring that your premises (and the contents within) are insured should the worst happen is incredibly important, whether you’re a private individual or a commercial company.

Income protection insurance

This is a policy which pays a replacement income in the unfortunate event of you being unable to work. The amount of benefit is usually calculated as per industry standards.

Accident, sickness and unemployment insurance

Unemployment protection is designed to pay your mortgage payments if you become unemployed, such as through redundancy. The period of cover is also usually restricted to a maximum period depending on your requirements, such as 12 months or 24 months. Accident and Sickness insurance is based on an assessment of the health of the applicant and is unlikely to cover the applicant for previous or existing medical conditions.